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Landlord

Buy-to-Let Mortgage Activity Expected to Rise in 2020

By Rent Guarantor on 11/02/2020

As more new data highlights a pickup in the UK's housing market, a survey suggests that buy-to-let (BTL) mortgage activity is set to gain ground in 2020, with more property investors looking to expand their portfolios. Remortgaging activity is also expected to remain robust, however it appears this renewed appetite to purchase more BTL homes is driving overall positive expectations.

Landlord

Landlords show more interest in HMOs

By Rent Guarantor on 06/02/2020

Amid fears that more Buy-To-Let (BTL) landlords are considering leaving the Private Rental Sector (PRS) in 2020, comes a new report highlighting a growing interest in investing in Homes of Multiple Occupation (HMOs). The higher potential yields that are typically available from HMO investments suggests that even if some landlords do exit the PRS, there is still the potential for a good Return on Income from the property investment and BTL industry to encourage others to enter the market or expand their portfolios.

General

Should Airbnb Landlords Pay Business Rates?

By Rent Guarantor on 29/01/2020

City councillors in Brighton are reported as saying that Airbnb landlords should pay business rates in England. Meanwhile, in Scotland, local councils look set to be given powers to add controls to better manage the provision of short-term lets. However, there are concerns that this action could result in short-term let landlords selling their properties.

Tenant

Good news for tenants as renting costs make up smaller proportion of income

By Rent Guarantor on 04/02/2020

New research has some good news for the UK's army of tenants, as the cost of renting calculated as a proportion of average incomes has fallen between 2019 and 2016. Given that rents have actually been on the rise during much of that period, the findings of the research from the Deposit Protection Service, (DPS) might come as a bit of a surprise.

General

How Adding Mortgage Capabilities Could Support Growth of the Estate Agency Industry

By Rent Guarantor on 28/01/2020

Mortgage approvals surged in the last month of 2019 and analysis from the Intermediary Mortgage Lenders Association (IMLA) suggests the market is set to expand in 2020 and 2021. With this in mind, a growing number of property industry participants and experts are pointing at adding mortgage support/broker arms to estate agents, as the next way to grow business in the sector. And, it looks like a number of estate agencies are already moving towards doing just that.